The $3 Million Problem: Why You Struggle To Spend $25,000 on a Vacation (And What It Really Means)
By: Andrew Hall Published on: 11/16/2025You ran the numbers. You know the math. You're unlikely to run out. You've achieved your goal. You have enough. And yet. When your spouse suggests a $25,000 trip to Italy—the one you've talked about for years—something stops you.
The First 90 Days of Retirement What Nobody Tells You (And How to Design for It)
By: Andrew Hall Published on: 11/09/2025The First 90 Days of Retirement What Nobody Tells You (And How to Design for It)
Why Your Financial Advisor's Tax Blindness Is Costing You Millions
By: Andrew Hall Published on: 10/27/2025Most financial advisors are investment experts but tax amateurs.I know that sounds harsh. But if they're not also a CPA, they're flying blind on the biggest wealth destroyer of all: taxes.
The $2.8 Million Sequence of Returns Mistake (And Why Order Matters More Than Performance)
By: Andrew Hall Published on: 10/17/2025We've been conditioned to believe that average returns are what matter. "The market averages 7% over the long term," they say. "Just stay invested and you'll be fine." But here's the plot twist that could cost you millions.
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