You Did Everything Right For 40 Years. Here's Why Retirement Still Feels Uncomfortable
By: Andrew Hall Published on: 01/04/2026Every spending decision runs through an anxious calculation: "Will this hurt my portfolio?" Every vacation feels risky. Every gift to children feels like it's stealing from security. They check their account balances compulsively, as if the numbers might suddenly disappear.
The Widow's Tax Trap: Why Your Retirement Plan May Fail Your Spouse
By: Andrew Hall Published on: 12/19/2025How to protect your surviving spouse from the brutal tax bracket compression that hits when "married filing jointly" becomes "single"—and why the planning must start now.
The Multi-Account Tax Harvest: How to Coordinate Your 401(k), IRA, and Brokerage for Maximum Tax Savings
By: Andrew Hall Published on: 12/19/2025Learn the CPA-developed framework for coordinating tax moves across all your accounts—before RMDs lock you into higher brackets forever.
The Retirement Red Zone: Why the First 10 Years Determine Everything
By: Andrew Hall Published on: 12/11/2025How to protect your retirement income during the critical decade when sequence of returns risk can permanently damage your financial security—even if markets eventually recover.
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