Why Most Financial Plans Aren’t Really Plans at All
By: Andrew Hall Published on: 06/27/2025Most people think they have a retirement plan. But when you look under the hood, what they actually have is a filing cabinet of disconnected products—401(k)s, IRAs, insurance policies, maybe a will or trust
The Return on Your Life Is the Only Return That Matters
By: Andrew Hall Published on: 06/20/2025When most people think about retirement, their first instinct is to check the balance sheet. But here’s a truth that most financial advisors overlook: The return on your life matters more than the return on your investments.
Control, Certainty, and Cashflow in Retirement
By: Andrew Hall Published on: 06/14/2025The traditional 60:40 strategy hands your life savings over to fund managers, whose job is to draw fees while you draw down your principal… hoping the market continues to grow. That’s not a plan. That’s a gamble.
The Real Reason Your Retirement Feels Disconnected
By: Andrew Hall Published on: 06/08/2025An investment account here. A life insurance policy there. A pension strategy. A tax-saving tactic. Each one might make sense on its own—but they rarely work together as a system. And that’s where the problems start.
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