Your pension, Social Security, and investments need to be one decision, not four. An integrated approach can unlock tens of thousands in additional, tax-optimized income.
The 4% rule is built on hope. You hope the market performs well enough. You hope you don't live too long. You hope nothing unexpected happens. And every time you withdraw money, you're literally cutting a piece off your wealth.
You ran the numbers. You know the math. You're unlikely to run out. You've achieved your goal. You have enough. And yet. When your spouse suggests a $25,000 trip to Italy—the one you've talked about for years—something stops you.
The First 90 Days of Retirement What Nobody Tells You (And How to Design for It)
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